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File Bankruptcy in Lexington, KY | Chapter 7 & Chapter 13

Helping you get rid of debt for 25 years

When you’re drowning in debt and there is nowhere for you to find relief, filing for bankruptcy might be your only option. If you want to take control of your financial future, call Hayden & Butler, PSC. We know filing for bankruptcy can be a confusing and emotionally charged time in your life and are here to walk with you.

Bankruptcy law is our sole area of practice

For nearly 25 years, we have been helping families take control of their finances and give them a fresh start. We serve clients in Lexington, Owingsville, London and Madisonville, KY and surrounding areas.

Our experienced attorneys will take the time to understand your situation and give you individualized options that will help you get your life back on track. We practice exclusively in bankruptcy law and don’t split time between cases because we know yours demands our full attention. We have been locally owned and operated for 25 years, and know how to help you through this difficult situation. At Hayden & Butler, we stand behind our exceptional customer service and our ability to help families and individuals get a handle on their debt.

Know the difference in bankruptcy laws

Although our attorneys will look at your case and outline the best options for you, knowing the different bankruptcy laws we cover can help you with your initial decision.

This chapter of bankruptcy is also known as a wage earner’s plan. If you have regular income, Chapter 13 bankruptcy allows you to keep your property and make a plan to repay some or all of your debt. With this type of bankruptcy you will have the option of paying creditors for a period of three to five years. Just like any bankruptcy option, you must meet certain eligibility requirements before filing.
Chapter 7 bankruptcy may be a better option for some. With this type of bankruptcy, your debts are cancelled but you may be required to forfeit some of your nonexempt property to pay your creditors. It is important to utilize an experienced attorney to apply the available exemptions available under bankruptcy law to protect your assets. In many cases, a client loses nothing but debt in a Chapter 7 bankruptcy. Like Chapter 13 bankruptcy, Chapter 7 has eligibility requirements you must meet.

Every situation is unique and our experienced attorneys at Hayden & Butler in Lexington, Owingsville, London and Madisonville, KY, will look at your situation and help you determine if Chapter 13 or Chapter 7 is the right bankruptcy option for you. If you are ready to start your journey towards financial stability, call Hayden & Butler to take the first step.

Hayden & Butler, PSC, Attorneys & Lawyers Bankruptcy, Lexington, KY

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Ask About Our $1250 Financial Fresh Start Offer

THIS IS AN ADVERTISEMENT. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Work may be performed by other attorneys. Fee includes court costs, attorney fees and case expenses for Chapter 7 bankruptcy.